Zip - Own it now, pay later

Q: Is Zip Pay really interest free?

A: Zip Money offers interest free terms that begin from three months interest free, with interest free terms available depending on the offer. Eligible purchases may receive up to the stated promotional period, shown as Up to X months interest free. You can get it from $X per month with X months interest free, giving you payment flexibility. Zip Money provides flexible repayments that put you in control, allowing you to choose how much, when, and how often you repay. You can use Zip Money for purchases of any amount up to fifty thousand dollars, with up to sixty months interest free available at select partners.*

Flexible repayments that put customers in control. Customers choose how much, when, and how often they repay

Last update: Dec 5, 2025